{"id":5603,"date":"2015-11-20T10:29:58","date_gmt":"2015-11-20T10:29:58","guid":{"rendered":"https:\/\/ihs.com.tr\/blog\/?p=5603"},"modified":"2015-11-20T10:29:58","modified_gmt":"2015-11-20T10:29:58","slug":"bankalar-ve-turkiye-gov-tr","status":"publish","type":"post","link":"https:\/\/www.ihs.com.tr\/blog\/bankalar-ve-turkiye-gov-tr\/","title":{"rendered":"Bankalar ve Turkiye.gov.tr"},"content":{"rendered":"

Bilindi\u011fi \u00fczere ki\u015fisel verilerin korunmas\u0131<\/strong> hakk\u0131nda \u00fczerinde \u00e7al\u0131\u015f\u0131lan bir yasa tasar\u0131s\u0131<\/strong> var. Bu yasa y\u00fcr\u00fcrl\u00fc\u011fe girdi\u011finde, bankalar\u0131 bekleyen riskler daha net ortaya \u00e7\u0131kacak.
\n<\/span><\/p>\n

Art\u0131k bankam\u0131za internetten oturum a\u00e7\u0131nca E-Devlet kap\u0131s\u0131na yani “turkiye.gov.tr”ye giri\u015f yapabiliyoruz. E-Devlet portal\u0131na girdi\u011fimizde<\/strong> \u00e7ocuklar\u0131m\u0131z\u0131n okuduklar\u0131 okul ve s\u0131n\u0131flardan trafik cezalar\u0131m\u0131za, tapular\u0131m\u0131zdan trafik ve vergi bor\u00e7lar\u0131m\u0131za kadar bir\u00e7ok ki\u015fisel veriyi<\/strong> g\u00f6rebiliyoruz. Yani b\u00fct\u00fcn mahrem bilgilerimize art\u0131k tek bir t\u0131k’ la eri\u015febiliyoruz.<\/span><\/p>\n

Merkezi kimlik do\u011frulama asl\u0131nda uzun zamand\u0131r bir\u00e7ok organizasyon taraf\u0131ndan sunuluyor. \u00d6rne\u011fin art\u0131k bir\u00e7ok uygulamaya \u00fcye olmadan do\u011frudan Facebook veya Gmail hesaplar\u0131m\u0131zla oturum a\u00e7abiliyoruz. Ancak bu uygulamalar oyun, forum vs. gibi eften p\u00fcften uygulamalar. Muhtemelen Gmail veya Facebook hesab\u0131n\u0131zla bankan\u0131za oturum a\u00e7mak istemezsiniz. Peki internet bankac\u0131l\u0131\u011f\u0131<\/strong> hesab\u0131n\u0131zla “turkiye. gov.tr” ye girmek ister misiniz?<\/span><\/p>\n

\u0130nternet bankac\u0131l\u0131\u011f\u0131 pazar\u0131nda \u00e7etin bir rekabet var. Bu sebeple bankalar farkl\u0131 hizmetler \u00fcreterek birbirlerinden ayr\u0131\u015fmaya \u00e7al\u0131\u015f\u0131yor. Bu kabul edilebilir bir durum. Vatanda\u015fa Ptt arac\u0131l\u0131\u011f\u0131 ile E-Devlet \u015fifresi<\/strong> da\u011f\u0131tma s\u00fcreci planland\u0131\u011f\u0131 gibi y\u00fcr\u00fcmeyince, bankalar burada bir f\u0131rsat g\u00f6r\u00fcp turkiye.gov.tr<\/strong> i\u00e7in eri\u015fimi yayg\u0131nla\u015ft\u0131rma ve kimlik denetimi sorumlulu\u011funu<\/strong> \u00fcstlenmi\u015f olabilir.<\/span><\/p>\n

Eyvallah, kabul. Anla\u015ft\u0131k ama bu bankalar\u0131 kimlik do\u011frulama otoritesi olarak tan\u0131mlayan bir yasal d\u00fczenleme<\/strong> var m\u0131? Ula\u015ft\u0131rma Bakanl\u0131\u011f\u0131<\/strong> ile bu servisi sa\u011flayan bankalar aras\u0131nda bir s\u00f6zle\u015fme olmas\u0131 gerekir.\u00a0 Ancak bu konuda bir \u015feffafl\u0131k olmad\u0131\u011f\u0131 i\u00e7in, b\u00f6yle bir s\u00f6zle\u015fme olup olmad\u0131\u011f\u0131n\u0131, varsa da olas\u0131 risk senaryolar\u0131 kar\u015f\u0131s\u0131nda taraflar\u0131n y\u00fck\u00fcml\u00fcl\u00fcklerini maalesef bilemiyoruz.
\n<\/span>
\nHer neyse, konunun hukuksal taraf\u0131n\u0131 incelemek zaten benim i\u015fim de\u011fil. Ancak g\u00fcvenlik<\/a><\/strong> riskleri a\u00e7\u0131s\u0131ndan bu konuyu masaya yat\u0131rmak gerekir. \u00dclkemizde teknolojik yenilikler apar topar kabul edilir, \u00fcr\u00fcnle\u015ftirilir ve her \u015fey g\u00fcle oynaya ba\u015flar. G\u00fcvenlik riskleri<\/strong><\/a> ise bir iki y\u0131l sonra anla\u015f\u0131l\u0131p tart\u0131\u015f\u0131lmaya ba\u015flan\u0131r. Ya\u015fanan bu s\u00fcre\u00e7 de t\u0131pk\u0131 buna benziyor.
\n<\/span>
\nBilindi\u011fi \u00fczere T\u00fcrkiye’de her y\u0131l binlerce ki\u015finin internet bankac\u0131l\u0131\u011f\u0131 \u015fifreleri \u00e7al\u0131narak hesaplar\u0131na usuls\u00fcz giri\u015f yap\u0131l\u0131yor. Bu ma\u011fdurlar\u0131n eskiden sadece paras\u0131 gidiyordu. Art\u0131k doland\u0131r\u0131c\u0131lar, ma\u011fdurlar\u0131n ki\u015fisel verilerine “turkive.gov.tr” \u00fczerinden eri\u015febilecek. Yani; \u201cHacker\u201d lar bir ta\u015fla iki ku\u015f vurmu\u015f olacaklar. Bundan iyisi \u015eam\u2019da kay\u0131s\u0131.
\n<\/span>
\nBu ki\u015fisel ve mahrem verilerin doland\u0131r\u0131c\u0131lar\u0131n eline ge\u00e7mesiyle birlikte ise vatanda\u015f\u0131, bankalar\u0131, kamu kurulu\u015flar\u0131n\u0131 \u00e7ok\u00a0 daha karma\u015f\u0131k fraud<\/strong><\/a> senaryolar\u0131 bekliyor olacak.
\n<\/span>
\nKonuya “turkive.gov.tr” eri\u015fim servisi sa\u011flayan bankalar a\u00e7\u0131s\u0131ndan bakmak gerekirse; mevcut finansal fraud<\/strong><\/a> risklerinin \u00fczerine, bir de ki\u015fisel verilerin korunmas\u0131 ile ilgili risk ve y\u00fck\u00fcml\u00fcl\u00fckleri \u00fcstleniyor olacaklar.
\n<\/span>
\nBilindi\u011fi \u00fczere ki\u015fisel verilerin korunmas\u0131 hakk\u0131nda \u00fczerinde \u00e7al\u0131\u015f\u0131lan bir yasa tasar\u0131s\u0131 var. Bu yasa y\u00fcr\u00fcrl\u00fc\u011fe girdi\u011finde, bankalar\u0131 bekleyen riskler daha net ortaya \u00e7\u0131kacak. \u015eu a\u015famada m\u00fc\u015fterilerine “turkive.gov.tr” eri\u015fim servisi sa\u011flayan veya sa\u011flamay\u0131 planlayan t\u00fcm bankalar internet bankac\u0131l\u0131\u011f\u0131 i\u00e7in kulland\u0131klar\u0131 kimlik denetimi katmanlar\u0131n\u0131 mutlaka elden ge\u00e7irmeliler.
\n<\/span>
\n\u00c7\u00fcnk\u00fc art\u0131k ki\u015fisel verilerimiz bankalara emanet!<\/span><\/strong><\/p>\n

Emre Say\u0131n<\/span>
\nLinkedIn: tr.linkedin.com\/in\/emresayin\/tr<\/a><\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

Bilindi\u011fi \u00fczere ki\u015fisel verilerin korunmas\u0131 hakk\u0131nda \u00fczerinde \u00e7al\u0131\u015f\u0131lan bir yasa tasar\u0131s\u0131 var. Bu yasa y\u00fcr\u00fcrl\u00fc\u011fe girdi\u011finde, bankalar\u0131 bekleyen riskler daha net ortaya…<\/p>\n","protected":false},"author":3,"featured_media":5607,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[74],"tags":[],"class_list":["post-5603","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-makaleler"],"amp_enabled":true,"_links":{"self":[{"href":"https:\/\/www.ihs.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5603","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ihs.com.tr\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ihs.com.tr\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ihs.com.tr\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ihs.com.tr\/blog\/wp-json\/wp\/v2\/comments?post=5603"}],"version-history":[{"count":6,"href":"https:\/\/www.ihs.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5603\/revisions"}],"predecessor-version":[{"id":5610,"href":"https:\/\/www.ihs.com.tr\/blog\/wp-json\/wp\/v2\/posts\/5603\/revisions\/5610"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.ihs.com.tr\/blog\/wp-json\/wp\/v2\/media\/5607"}],"wp:attachment":[{"href":"https:\/\/www.ihs.com.tr\/blog\/wp-json\/wp\/v2\/media?parent=5603"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ihs.com.tr\/blog\/wp-json\/wp\/v2\/categories?post=5603"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ihs.com.tr\/blog\/wp-json\/wp\/v2\/tags?post=5603"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}